Broker Resonance

For up to date news on Resolution and developments in the industry, read your weekly Broker Resonance.
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HealthCard News

The latest news, views and information on how HealthCard can make a difference to your financial healthcare management, read your monthly HealthCard News and see what is new.

Keeping you up to date with the latest developments within your Scheme and the market, the monthly Member's Resonance newsletter provides insight into legislative changes that impact on you as well as any new and exciting products and benefits on offer from Resolution.

Update your e-mail details today and receive your monthly Resonance in your inbox.
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HealthNews Page - Dr Karen's Corner

Dr Karen Koch, Resolution Health's medical advisor gives you tips on how to stay fit and healthy in these stressful times and gives you insight into lifestyle illnesses, how they can affect your over all wellbeing, and what you can do to spot the symptoms and prevent onset of diseases.
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Voila! News

It's hot, it's hip, it's Voila! News, your monthly newsletter from our Voila! wellness and loyalty programme which keeps you on the cutting edge of what new and exciting benefits we have introduced to make being fit and healthy that much more fun.
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Broker Training

Resolution Products 2009
Resolution is inviting all brokers to attend a Resolution 2009 Product training session.
The session will take place at the Resolution head offices.

Venue	Boskruin Office Park, Building 1, Pres Fouche Ave, Boskruin, Randburg
Date & Time	Restricted to PMB conditions at CareCross facility & doctor. (Share-call 0860 101 159)

Kindly RSVP via e-mail to sueannes@resomed.co.za

Members have access to the following:

Professional Broker fees

Further to communication with regards to broker fees as outlined in the Broker Resonance dated 19 January 2009, in order to streamline and improve coordination of broker fees, Resolution will no longer deduct these fees from members as part of their monthly contributions, but will be deducting these fees via a separate debit order and facilitating the payment thereof to you.

SA needs more nurses

South Africa is failing to produce more nurses to deal with its health demands, according to the Democratic Nursing Organisation of South Africa (Denosa). The trade union said the closure of some nursing colleges by the government, citing "funding" as a reason, did not assist in the production of nurses. Denosa called on government to re-open the training colleges that were closed, to accommodate those who were interested in pursuing this career.

The union said one of the contributing factors to the shortage was that school-leavers lacked interest in becoming nurses because of the unsavoury working environments that nurses face on a daily basis, and added that poor salaries also drove nurses away from the profession and the country.

Medicine Price Increases

Legislation has been passed recently allowing pharmaceutical manufacturers to increase their product prices by up to 13.2%. This increase can take effect anytime up to September 2009 and has the resultant effect that medicine prices will fluctuate until then.

Resolution Health Medical Scheme is working hard to ensure the interests of members are handled with care during this time of change. A medicine formulary is in place which is excluded from any form of co-payments. Members who choose to use medicines not on the formulary are welcome to do so but may be subject to co-payment. In the current circumstances of fluctuating medicine prices, it might be possible that the quantity of co-payment is different from month-to-month as medicine manufacturers establish a new price level in the market.

PMB +

PMB Plus is a short-term insurance product that is specifically designed as an add-on to Resolution Health's Fundamental Plan. The Resolution Fundamental Plan pays exclusively for Prescribed Minimum Benefits as listed by the Medical Schemes Act. Schemes are required to pay these PMB's, but it means that when a patient goes for a non-PMB procedure, he/she would have to pay the outstanding amount.

PMB Plus is a product that pays for certain of these non-PMB procedures according to a table of stated benefits. Attached are the policy wording and application form for PMB+. Please email or contact your consultant for further information.

Polygamy a headache for medical scheme

Although the Presidency is ready to accommodate Jacob Zuma and his large family, the ANC president is the sort of candidate medical schemes try to avoid.

With four wives - and two more to come - and a total of 18 children, medical aid schemes lose out when they insure a polygamist.

According to legislation, medical schemes are not allowed to charge members formore than three children, although they must still cover the medical expenses of the remaining children. Based on published medical aid tariffs, Zuma would pay about R10 000 for himself, his four wives and three children. The rest will be free and cost the scheme a significant amount to maintain on an annual basis.

Voila Resonance

As the year draws to a close it is important to review just how much we have achieved this year, and all the new and existing benefits which you can enjoy as a Voila! member.

As has always, and will continue to be the case, Voila! offers you exciting and diverse benefits that offer you cash back into your HealthCard, as well as discounts and free products which amount to a substantial amount of money.

When taking a close look at these benefits and services, it is clear that Voila! gives you extensively more for your monthly fee.

Benefit	Cost	Value
Magazine	Free	R 150
Law Product	Free	R 5000
Rebates exercising at sporting facilities of your choice		R 1200
HealthCard	Free	R 50
Health Check rewards	Full medical	R 250
	Dental check	R 100
	Glaucoma screening	R 100
	Pap smear/prostate	R 100
	Mammogram	R 100
	Cholesterol test	R 100
Total value for a single member		R 7150

Discounts are also available on a wide variety of additional products including:

One of the fantastic new benefits includes the increase in the rebate rewards from R500 per annum to R 1 200 per annum.

You can also benefit from the exciting Voila! Golf benefit which provides you with membership to a prestigious golf club for only R 850 per annum, with additional benefits including affiliated rates at other golf courses, an official handicap, a national golf network card, and discounts on online shopping and golf travel packages.

Remember that your Lipco Law for All benefit provides you with so much more than just legal advice; it also offers you access to legal representatives who can act on your behalf by making phone calls and drafting correspondence.

Breaking away this summer? Then the specially discounted travel packages available to Voila! members from Voila! Travel as well as a variety of other luxury travel packages and get aways may be just what you need to unwind this festive season.

Claiming your Health Check rewards can be done by submitting your claims to Voila! via fax on 086 515 0360, after which your reward will be paid directly into your HealthCard.

As from 1 January 2009, Voila! subscriptions will be increasing from R 99 to R 119 per family per month, making Voila! still the best way to enhance your personal health and wellness next year.

Should you have any queries, feel free to contact Voila! on 0861 791 6425 or e-mail voila@resomed.co.za.

Season's greetings and a happy new year!

Drive safely during the festive season and we look forward to speak to you next year.

Yours faithfully,

The Voila! Team

HealthCard Resonance

HealthCard would like to wish each HealthCard holder a Happy New Year. We hope you have a prosperous 2009!

Did you know that there are several ways to fund your HealthCard other than a debit order? You can either transfer funds electronically (EFT payments) or via a cash over-the-counter deposits.

By using the provided bank details you can transfer funds into your HealthCard account via EFT payments or you could visit any ABSA branch countrywide to make a cash over-the-counter deposit.

Our banking details are:
Account Name:	Resolution Health (Pty) Ltd
Bank Name:	Limited to PMB
Branch code:	632005
Account number:	4055914523
Reference:	16 digit card number as it appears on your HealthCard (The reference number should not contain any spaces or commas)

Please feel free to contact the HealthCard Team if you have any enquiries.

Telephone:	0861 796 6425
Facsimile:	011 801 2082 / 086 691 3665
Email:	info@healthcard.co.za

Yours faithfully,
The HealthCARD Team